GMG Terms of Use and Privacy Policy
Effective January 1, 2017
Our Commitment to Privacy
Growth Management Group, LLC (together with its affiliates, “GMG”) respects your privacy and we have developed the following policy to demonstrate our commitment to you. This privacy policy applies to personal information we collect about you on the GMG website located at https://portal.GMGSavings.com (the “Site”) and describes the types of information collected, how that information is used, and the choices users have about collection and use of this information. This privacy policy does not govern privacy practices associated with offline activities, websites other than this Site, or products and services not available or enabled via this Site, except as expressly set forth in this Privacy Policy.
Information We Collect
In order to take advantage of some of our Site’s features, you will first be required to be a registered agent/advisor of GMG. This personal information is provided voluntarily by you, the user, in order to participate or register for access to this site, or when you otherwise communicate with us or the Site. Personal information will be collected at various pages on the Site, including, but not limited to, when you:
- Become and authorized agent/advisor
- Register for a Webinar or Training
- Make a purchase
- Submit an online inquiry
- Sign up for email alerts, newsletters and other GMG information
We clearly identify data you must provide so we can deliver the services or information you request. GMG may ask that you provide personal information, such as your first and last name, mailing address (including ZIP/Postal code), country of residence, email address, telephone numbers and other personal information. Providing some of this information is optional, but failure to do so in some cases will limit the services available to you.
In the case of users that enroll in any recurring paid service or make any one-time purchase, we will retain, in a secure and compliant environment, any credit card information related to the enrollment or purchase.
In addition, our web servers automatically collect and log web usage data from you when you visit the Site. This information, including your Internet Protocol (IP) address, referring sites, pages viewed, browser type, operating system, CPU speed, referring or exit web pages, and length of visit, informs us about how visitors use and navigate the Site.
How We Use and Share the Information Collected
GMG does not share your personally identifiable information to unaffiliated third parties, but we may use your information to, among other things:
- Provide newsletters and information about GMG
- Provide the information or service requested or otherwise respond to your inquiries
- Improve the content, navigation and efficiency of the Site
- Make you aware of other benefits, products, services or events offered by GMG that may interest you
- Enforce the GMG Terms of Use and otherwise prevent illegal or improper activity related to the Site
In order to respond to an information request you submit through the Site, we may share your personal information with our affiliated companies that may be able to respond directly to your inquiry. In addition, we may disclose your information to third parties (1) in connection with a merger, sale or consolidation of all or substantially all our assets, or (2) to comply with valid legal process such as a search warrant, subpoena or court order. By using this Site, you agree and acknowledge that personal information collected through the Site may be transferred across national boundaries and stored and processed in any country around the world, including the United States.
We may use and share with others aggregated or anonymous (not personally identifiable) information that we have collected based on web usage data, surveys or statistical information that we have compiled about our users.
Cookies
Like most websites, we employ “cookies,” “web beacons,” and similar devices to help you more efficiently use the Site and to track your activities. A cookie is small amount of data that is transferred to your browser by a web server and can only be read by the server that gave it to you. It functions as your identification card and enables GMG to record your activities and preferences. It cannot be executed as code or deliver viruses. Cookies from GMG can only be read by GMG websites. A web beacon is a small transparent gif image that is embedded in an HTML page or email used to track when the page or email has been viewed. GMG uses cookies and similar devices to track your use of the Site, types of Products and Services viewed and information downloaded, count visitors we receive daily, and our web servers automatically log the IP/Internet address of your computer. GMG does not generally use this information to identify you personally. If you do not want your browser to accept cookies, you can modify the cookie option in your browser’s settings. However, some Site features or services may not function properly or be accessible without cookies.
Choice
Certain email alerts you sign up for on the Site allow you to update your notification preferences online. You may also change your preferences regarding the types of communications you receive from GMG by contacting us through the Support link on this portal.
California Residents
If you are a California resident, California law (Calif. Bus. & Prof. Code § 22575-22578) entitles you to request information concerning whether your personal information has been disclosed to nonaffiliated third parties for their direct marketing purposes. We do not share your personal information with nonaffiliated third parties for such purposes.
“Do Not Track” is a preference you can set in your web browser to let the websites you visit know that you do not want them collecting information about you. The Site does not currently respond to a “Do Not Track” or similar signals.
Security
GMG uses various technological and procedural security measures in order to protect the personal information we collect through the Site from loss, misuse, alteration or destruction. We regularly provide information security and privacy awareness training to our employees. However, you should be aware that, due to the open and unsecured character of the internet, GMG cannot be responsible for the security of transmissions of personal information over the internet.
Children
We are in compliance with the requirements of COPPA (Childrens Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.
Links
Our Site may contain links to other sites. Links do not imply endorsement by GMG. Please be aware that these other sites are not subject to the GMG privacy policy and we are not responsible for the privacy practices of such other sites. We recommend that you review the privacy policies of those sites when you visit them.
Reviewing and Correcting Your Information
We try to keep information about you accurate and current. To update or correct Personal information preferences, you may write GMG at the address below. In your correspondence, please indicate with as much detail as possible the location on this Site or otherwise where you provided your personal information.
Online Privacy Policy Only
This online privacy policy applies only to information collected through our website and not to information collected offline.
Changes to this Privacy Policy
We will occasionally update this privacy policy. When we do, we will revise the “last updated” date at the top of the privacy policy. Please check the Site from time to time for the most current version of our privacy policy. Your continued use of the Site after we have notified you of changes as described above constitutes your acceptance of the changes.
Your Responsibility
Ultimately, you are responsible for protecting your own privacy online. We endeavor to provide you with the tools necessary to successfully use our service and to protect your privacy. You are solely responsible for maintaining the secrecy of your passwords and your user account information. Please exercise care and caution whenever you are online.
This privacy statement is for your information only, and is not intended to and does not create any contractual or other legal rights in or on behalf of any party. You use this Web Site at your own risk.
How to Contact Us
If there are any questions regarding this privacy policy you may contact us using the information below.
Growth Management Group, LLC
15173 North Rd. – Suite 200
Fenton, MI 48430
gmg@gmgsavings.com
888.705.5557